As a mortgage broker, we have access to many lenders and works on your behalf to find the best mortgage rates and product for you. Whereas, a banker only offers their own products and rates, so clients aren’t sure they are getting the most competitive rates. The banks we have access to include TD Canada Trust, Scotiabank, ATB, Servus Credit Union, ING, National Bank of Canada and more. There is no cost to using a broker since we are paid by the lender. We are a one stop convenience, so that you don’t have to waste time.